Financial Wellness Programs for Your Group
We provide financial literacy programs and personalized planning services for every group – from employers to professional organizations – no matter the size or budget.
✓ Interactive website with mobile access
✓ One-on-one consultations via chat, call or video meetings
✓ Financial awareness and literacy programs
The Financial Literacy Crisis
Finances are the single biggest stressor for employees. But the problem isn’t always a lack of money – it’s a lack of knowledge about money.
• More than 60% of Americans are living paycheck to paycheck1
• 64% of employees earning more than $100,000 a year said financial stress has affected their productivity at work2
• Nearly 60% of Americans want financial advice but don’t know how to get it3
Financial Wellness Is One of the Fastest Growing Group Benefits
When you improve financial literacy within your organization, everyone wins. With a financial wellness program you can:
• Lower employee stress
• Help employees thrive
• Reduce health-care expenditures
• Improve standards of living
• Attract and retain employees
• Lower absenteeism
• Improve productivity
• Reduce worker’s comp and disability claims
• Help clients achieve secure retirements
Retirement Planning Center®: Financial Wellness Done Right
Unbiased – Financial guidance supports the employee’s best interest, with no product-pushing
Configurable – Programs are customized for each company and personalized for every individual
Diverse – Literacy materials and consultations meet the diverse needs of individuals, no matter their stage in life
Global – United States and global program parity with localized digital tools, interactive education, and local financial experts
3 LEVELS OF SUPPORT AND EDUCATION
Options for every individual — whatever their stage in life, income or financial literacy level
Use the chart below to determine your best place to get started.
| 1 – FOUNDATION | 2 – FUTURE | 3 – FREEDOM | ||
|---|---|---|---|---|
| For: | ||||
| For: | Individuals with basic questions and limited assets and financial knowledge | Individuals with more-specialized questions, some assets, and basic knowledge of financial planning concepts | Executive-level individuals with advanced planning needs, concentrated stock and more-complex financial planning needs | |
| By: | ||||
| By: | Financial Coaches | Licensed Company Advisors (See Note 1) | Network Advisors serving as personal CFOs (See Note 1) | |
| What we do: | ||||
| What we do: | ✔︎ Answer general financial questions ✔︎ Help individuals build foundational knowledge:
| ✔︎ Answer more in-depth questions on specific needs of the individual ✔︎ Help individuals strategize a plan:
| ✔︎ A personally matched network advisor acts as a financial quarterback to:
| |
| How: | ||||
| How: | Live chat, call, or scheduled video meeting | Schedule a meeting | Request a personally matched network advisor | |
PRICING
✓ Customized pricing to fit your budget and needs
✓ Optional upgrades available to enhance the benefit offering, including:
• Custom benefit training materials
• Incentive prizes
• Single sign-on
• Benefits portal
• Multiple languages
• Account connectivity